Homeowners Insurance
Get Instant Quote From Multiple Providers!
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Coverage availability and prices may vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
Depending on the company you choose, you can get discounts and advantages for:
- Having a burglar alarm
- Having a newer home
- Being claim free in the past
- Insuring your vehicles with the same company
- Repair Guarantees
- 24-Hour Claims Hotline
- Flexible billing -including coordinating with your mortgage company
- Living expense if your home becomes uninhabitable due to a claim
Find out how you can get the right homeowners insurance for your needs. Click the "Get A Quote" button, fill out the questionnaire and receive instant quotes from multiple insurance providers. That's the advantage of an independent agency!
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Charlene Preece 